Mortgage Closer

$24 - $32/hr + monthly bonuses

Responsibilities:

• Responsible for a pipeline of complex loans and a large volume of loans; prioritizing loans in a timely and efficient manner and preparing CD
• Ensures loans are handled efficiently, independently, and with minimal error. 
• Provide support to Closers and other team members by providing mentorship, assisting with problem-solving and helping with escalated issues. 
• Collaborates with title/escrow companies to balance fees, routes Mock CDs to appropriate parties, and issues CD to borrowers upon approval. 
• Follows established procedures and meets turn times in SLA, ensuring collaboration with title and quality/accuracy of all documents; escalates issues as necessary. Communicates changes effectively and regularly with teammates and management. 
• Prepares documents by following established procedures published in YODA for both Wet and Dry funding states. 
• Promptly replies to emails, stays updated on all process/system changes, and ensures CDs or document packages have been sent daily, adheres to fluctuating CD processing minimums as set by management. 
• Ensures files and documents meet company, investor, and compliance requirements; confirms that documents are drawn within posted turn times and consistently meet deadlines. 
• Verifies several aspects of the documentation and process including, but not limited to: property addresses, wire information for funding, information on insurance policies, all fees, impound, and MI. Ensure documents correspond to the correct program and investor. 
• Coordinates and communicates with the processing and underwriting department for correcting and completing the files. 
• Develops in-depth knowledge of the entire loan life cycle in order to fully understand the implication of the work of the closing function; proficient with the document management system. 
• Accurately file documents and information in the system and ensures all information is complete and accurate. Uses checklists and other job aides as necessary to accurately complete all required information. 
• Confirms verifies and orders funding wire ensuring timely disbursement; reviews fully executed closing documents for disbursement authorization; follows established procedures for both Wet and Dry states. 
• Performs other duties and projects as assigned. 

Requirements:

• High School degree or equivalent required 
• Minimum of 1+ year of related frontline closing experience required.
• Demonstrates knowledge of, adherence to, monitoring, and responsibility for compliance with state and federal regulations and laws as they pertain to this position. 
• Develops and maintains respect for all employees and management. 
• Exercises initiative in organizing and completing assigned tasks according to established guidelines, safety standards and procedures, deadlines, and department parameters. 
• Solves problems by using judgment based upon knowledge of existing management policies and departmental practices and procedures. 
• Effective communication with internal departments and clients. 
• Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to Word, Excel, PowerPoint, and Outlook. 
• Basic math skills: the ability to add, subtract, multiply, and divide into all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. 

Thundering Hurd Business Consulting is based out of Denver, CO and focusing on small businesses and hospitality.  We have over 20 years of experience that comes form working for and with small businesses.  We have first hand experience  overcoming  the challenges that small business owners face everyday, we have practiced what we preach.  In addition to hospitality, Thundering Hurd Business Consulting has achieved other industries as well, and strive to share our experience with entrepreneurs through five star customer service and strategic thinking.  Our thinking process focuses on, where the business wants to go and how to get there.  This has been the basis of our success and we are excited to impart that success onto your business!