Mortgage Underwriter

Responsibilities include, but are not limited to:

• Have thorough knowledge of first mortgage real estate lending practices, including federal regulatory requirements, state regulations, and agency requirements.
• Review DU verification messages/approval conditions. Verify the accuracy and integrity of all loan data entered into the system, including but not limited to: names, addresses, government monitoring information, loan information (i.e. loan amount, terms, lock-in expiration dates, etc.)
• Review appraisals to ensure that the required level of appraisal fieldwork has been completed.
• Review title prior to drafting documents to ensure all conditions have been cleared.
• Review flood certification.
• Responsible for preparation, accuracy, and timeliness of closing packages.
• Maintain knowledge of all investor guidelines and confirm loans are in compliance.
• Duties as assigned- full and complete job description will be provided

Lend Plus will sponsor FHA/DE training and certification.

Job Type: Full-time

Salary: $65,000.00 to $75,000.00 /year

Lend Plus is a direct lender based in Aliso Viejo, CA, specializing in residential home loans. Our mission is to make buying and refinancing a home a rewarding and painless process for our borrowers. Our average banker has over 10 years of experience and we couple this experience with our drive to provide world-class service to deliver exceptional levels of borrower satisfaction.
We offer conventional, FHA, VA, USDA, Reverse Mortgage, JUMBO/Non-Conforming and Non-QM home loans.
We work every day to make the American Dream a reality!
LendPlus is a proud Equal Housing Opportunity Lender and Equal Opportunity Employer.
Mission: The Company was founded on the basis of establishing a strong risk management culture and has implemented a best in class disclosure, compliance, and strict internal control protocol to ensure compliance is always maintained.