We are looking for a Credit Analyst to join our growing team in Flushing NY! The responsibilities would be as follows:
- Credit analysis – perform loan reviews, analyze operating statements, and recommend risk ratings
- Monitor loan performance – assessment of payment trends, covenant compliance, tax/insurance payments, collateral analysis and review
- Request and analyze borrower financial statements, including tax returns, income statements, personal financial statements, statement of real estate owned. Prepare global cash flow analysis when applicable.
- Prepare & manage third party report ordering and intake for Commercial Real Estate transactions.
- Provide support in ensuring applicable credit policies, procedures, and process maps are accurate and updated appropriately
- Perform property inspections
- Assist during internal and external audits, as needed
- Serve as project support and project lead on various strategic, operational, and/or credit related initiatives
- Complete all requirements of Credit Training Program and demonstrate thorough understanding of all key concepts
- Become knowledgeable in key concepts including banking, regulatory requirements, Commercial Real Estate products, credit, and bank tools
Key Skill Sets Or Knowledge Requirements
- Attention to detail
- Financial Statement analysis skills
- 3 Years of Portfolio Management & Underwriting prefered
- Knowledge of Commercial Real Estate transactions
- Experience with Risk Rating CRE loans
- Professionalism
- Excel proficiency
To be considered for the role the minimum requirements are:
- Bachelor's Degree
- 3-4 years experience in Commercial Real Estate lending
- 2-3 years of underwriting or portfolio management experience
- Familiarity with risk rating CRE loans
Company Description:NATIONAL BANK OF NEW YORK CITY
Serving the Community since 1963, our staff provides the highest level of customer service in a friendly and professional manner.